Cleaning Supplies Hacks That Save Money

Are you trying to save money on cleaning supplies?

Nothing can blow your budget quite as quickly as these items. If you need a way to keep your home clean on a budget, maybe I can help you out. 

These tips aren’t magic. They require you to shift your focus when considering how you can maintain a clean home without spending tons of money.

Here’s what you should know to cut expenses on cleaning supplies:

1. Save Money Through DIY

The easiest way to save money on cleaning supplies is by making them yourself. It’s inexpensive and easy. 

A DIY all-purpose cleaner is made by soaking leftover citrus rinds in vinegar. The vinegar is the cleaning agent, and the rinds produce a nice citrus scent.

You can clean your shower with dish soap and use a dish scrubber. Vinegar can also be used to clean toilets, surfaces, and glass. 

When in doubt, head over to Pinterest, find DIY cleaning recipes, and put them to good use around your home for pennies on the dollar.

2. Shop Sales for Cleaning Supplies

If there are cleaning products you love, only buy them when they’re on sale. You can shop the sale circulars and stock-up when the prices are low.

Also, don’t forget to shop in stores which sell items in bulk. If you can purchase your cleaning supplies in bulk, it might help you save extra money.

By stockpiling items when they’re on sale or available in bulk, you could avoid damaging your budget

3. Coupon for Cleaning Supplies

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Are you a couponer? I once was, but now that I quarterly grocery shop I don’t find as much of a need for it.

However, when it comes to cleaning supplies, there are amazing coupons which can help you save a bundle.

If you need help finding the sales and coupons, consider using a site like Southern Savers. They match weekly sales with coupons.

When the coupon can be found in a link, they provide it. Use these tips to help you buy what you need without paying full price. 

4. Head to the Dollar Store

If I run out of cleaning supplies, and I’m in between grocery trips, I head to my local dollar store. This is a great way to buy cleaning supplies for a minimal amount of money.

Some stores even offer name brand products and everything is only a dollar. The sizes might be smaller than in big box stores, but the price is worth it in my opinion.

If cleaning supplies are consistently blowing a hole in your budget, buy them from your local dollar store to save money and keep your budget intact.  

5. Reconsider How You Clean

woman in gray long sleeve shirt and black pants holding white mop
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Another way I’ve managed to save money on cleaning supplies is by changing how I clean. I use my shower cleaning hack to save on bathroom products.

I make my own all-purpose cleaner to clean my kitchen surfaces. The only other cleaning items I need are something to dust with and something to mop with.

In recent years, I’ve switched to a feather duster and a vacuum wand. I use the attachment on my vacuum cleaner to suck up the dust my feather duster knocks on the ground.

I also use a steam mop. This mop steam cleans my floors and only requires water. I love how clean my floors are, and I love that it doesn’t need a special cleaner to get the job done. 

These are my five tips to help you save money on cleaning supplies. If you’re tired of cleaning supplies ruining your budget, hopefully these tips can help you save money and stay on track.

Cleaning your home is important. It helps you maintain what you have and might help your family stay healthier. Don’t let finances hinder your home from remaining as clean as possible. 

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10 Reasons to Save Money

Do you need a few good reasons to save money? Are you a hesitant saver?

Truthfully, I’ve always been a saver. I don’t like feeling like my money is controlling me. Therefore, I learned to control my money at an early age.

However, I understand how hesitant people feel because I’m married to one. He feels like he’ll regret denying himself today in case he doesn’t make it until tomorrow.

If you feel like this, I want to introduce you to a few reasons to save money. These reasons are what finally convinced my husband to stop spending and give saving money a try.

Here are a few reasons to save money:

1. Avoid a Life of Debt is One of Many Great Reasons to Save Money

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This first reason was the reason I chose to be a saver from a young age. I saw too many people get trapped in a life of debt, and I didn’t want this.

I’ve experienced debt in my life because I went with the flow on certain purchases instead of standing with what I knew to be the right thing. I’ve also paid the price of stress when the monthly bills were due.

Over the years, I learned to become more vocal on saving for things. My husband and I both agree we enjoy what we purchase now because we don’t have the dreaded stress of, “Great, now I have to pay for this next month.”

It’s a liberating experience to not be a servant of debt.

2. Set an Example is One of the Valuable Reasons to Save Money

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Another one of my reasons to save money is to set an example. Children aren’t born with the ability to know how to manage money.

In fact, we’re all born with a fleshly desire to serve ourselves. Therefore, debt is our knee-jerk reaction. We must teach our children a different way.

This is why our children are a part of our money-saving conversations. We teach them the importance of budgeting, saving, and giving. It’s our hope that our children will learn how to manage their money and prosper for it in the future.

3. Quit Working is One of the Prime Reasons to Save Money

My husband and I believe in hard work, so I’m not advocating for you to save money to avoid working in the long run.

However, I do hope to retire one day. I don’t just want to retire. I want to retire comfortably. I must save money for this dream to be my reality.

Some people are banking on social security to carry them through, and I hope it’s there when I’m too old to work. I plan on being prepared either way.

4. Living Your Life

Here is the reality of life. You only get one chance. Your ride could be short, or it can be long. However, you won’t be on your death bed thinking, “I’m so glad I purchased the house I couldn’t afford. It allowed me to work a ton of hours and do nothing else with my life, but I’m glad I had the nicest house on the block.”

By saving money and living a frugal lifestyle, you have the ability to have more life experiences. You should have money to take trips with loved ones, enjoy a few restful vacations, and have many memories when that’s all you have left.

If you don’t save your money, you won’t have those experiences. Wasting money on frivolous toys, or overextending yourself on mortgages and car payments, will hinder how many life experiences you get to enjoy while you’re still alive and well enough to enjoy things.

5. One of the Top Reasons to Save Money: In Case of an Emergency

There are times in life when the wheels fly off your cart. If an appliance breaks, you need a new HVAC system, you get a flat tire, have a larger car repair, and more, you’ll be glad you’re a saver.

Yes, you’ll pull the money from your savings account, and you will have to replace the money once it’s used.

However, you won’t have to fret where the money is going to come from or how you’ll afford an extra credit card bill every month.

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6. Create Gorgeous Spaces

One thing I love about saving money is creating gorgeous spaces around my home. I’ve focused on turning my home into my happy place, so I don’t have to travel to relax.

Leading a frugal lifestyle has helped us be able to afford a few DIY projects. We’ve also saved money through DIYing what we do.

These places allow me a space to relax and take in the scenery around us. I love resting around our firepit, on our back deck, or in my greenhouse.

7. You Control Money and Not the Other Way Around

I was raised by a single parent. My mom did everything right. She married her high school sweetheart, was married for almost ten years before they began having children and stayed married for twenty years.

Unfortunately, things didn’t pan out. She ended up raising two kids on her own, and she worked hard making sure we had everything we needed.

I saw how hard she worked, but she’ll admit that finances dictated her life. They determined how many jobs she worked or how many hours she had to put in if she was only working one job.

I’m mindful of these things because I don’t want money to control my life. It’s a necessary tool, but the carpenter controls the hammer. It was never meant to be the other way around. For this reason, I lead a frugal lifestyle.

8. Give More Money

When you save money, there’s more room in your budget to give. As I mentioned above, there are people in this world who do everything right but life still throws them a curveball.

Those people might need help from time to time. By managing our finances, we might be able to afford to go above our 10% tithe to the church.

Maybe you could sponsor a child who lives in poverty. You might be able to buy gift cards and leave them in random places around a grocery store and be a help to the single parent who makes too little to thrive but too much to receive any assistance.

This is important. It’s vital that we pour into the lives of those around us, even if done so anonymously. It’s also important we give to remain humble. Humility will always remind you how blessed you are and destroy the chances of the love of money taking over your life.

9. Less Stress: One of My Top Reasons to Save Money

Have you ever had more bills than money? Even as a saver, it has happened in my life. I’ve been thrown a few curveballs in my time as well.

I know the stress of wondering how I was going to meet the bills and take care of my family. The only way to stop the cycle was to make more money and live as though we had less.

Though this might sound counterintuitive, it equated to less stress for myself and my husband. We decided peace of mind was worth a lot and have continued to live as frugally as possible over the years.

10. More Enjoyment Out of Life

Stress kills joy. Buying more “stuff” equates to more bills, higher financial obligations, and more stress in your life.

Unfortunately, this is a vicious cycle too many fall prey to. Then they wonder why their life is so hard or miserable.

Ultimately, it’s because of bad financial decisions. Keep the joy in your life by learning how to control money and save more money than you spend.

These are ten good reasons as to why you should consider saving money. The tools we have in life are there to help us thrive and advance.

However, many times we let tools (like money) take over and dictate our lives. Learn to live within your means and anytime you need encouragement, to keep being a “saver” instead of a “spender”, let these ten reasons give you a boost.

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Save Money Now with These 26 Tips

Are you trying to save money now?

You’re in luck. I’ve been in your shoes before and want to share my tips on how you can start your money saving journey as soon as possible.

Whether you’re trying to save for a larger purchase, such as buying a home, or trying to make ends meet, hopefully these tips will point you in the right direction.

Here are my top tips on saving money:

1. Know How Much You Make to Save Money Now

When you’re trying to save money, you must start with understanding how much income is flowing into your home.

If you aren’t sure of how much you, or your spouse, make each month look at your bank statements and paycheck stubs. This is vital information you must have upfront.

2. Know How Much You Spend to Save Money Now

The next step in saving money is knowing how much money you’re spending. Look at your bank statement and add up how much money you spent last month.

It’s also helpful to see where you’re spending your money. This will give you clues as to where you can start trimming expenses first.

3. Make a Budget to Save Money Now

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Now that you know how much you make, how much you spend, and where you’re spending your money, you can create a budget.

Make a list of all the things you must pay each month. Also, note anything that is a necessity aside from bills. Create a space for every dollar brought into your home to ensure you have your finances by the reins.

4. Trim the Fat to Save Money Now

As I mentioned earlier, when you know where you’re spending your money, it’s time to start trimming the fat.

If you notice a lot of your money is going to the coffee shop, you need to stop going there as much. If you’re eating out a lot, it’s time to start eating at home. By doing these things, you’re trimming the fat.

5. Put Savings Out of Reach to Save Money Now

When you’re broke, it can be hard not to reach for your savings account. This is why it’s important to separate your savings account from your checking account.

Make it as difficult as possible to transfer funds from your savings to your checking account. This will require extra effort on your part to move money between accounts. It might help you hang on to your savings through the hard times.

6. Start Saving Automatically to Save Money Now

Another thing you can do to save more money is to make regular deposits into your savings account. You can arrange this with your bank or with the payroll department at your company.

Either way, if you make automatic deposits into your savings account, the money should add up. It also removes one more decision from your day because you decide how much to save one time, and it’s done automatically from there on out.

7. Save Your Change to Save Money Now

If you use cash, always round up how much you pay. This will mean you receive change back. The change should then be added to a jar in your home.

Overtime, it will add up to a decent amount of money. Plus, you’re less likely to spend change than you are dollar bills.

8. Cash Only to Save Money Now

In an effort to save money, try to use cash only. This will help you collect more change for savings, but it will also allow you to physically touch the money you’re budgeting.

It makes you more connected to your money and makes it easier to spend accordingly. If you use the envelope system, and you see the money is running low, it might cause you to rethink your choices before you go overboard on spending.

9. Generic is a Good Choice to Save Money Now

Some people get caught up on name brands. There are some items which taste or look different based upon the brand.

However, generic brands have come a long way since they were first introduced. Consider buying generic to save money.

10. Ditch Your TV

There are many different ways to view your favorite shows. You can choose between cable or streaming services.

Depending upon your situation, you might need to go with the cheapest option. If you’re looking to save even more money, stop paying for television services. You can find other ways to entertain yourself for less money.

11. 30-Day Fast

Have you been on a spending spree? This can happen when you’re building a home, moving between homes, or completing a project.

You get in such a habit of spending money, it can be hard to quit. When the build, move, or project is over, cleanse your mental state by spending thirty days where you only spend money on necessities. It will help you shift back into the mindset of saving money.

12. Stay Home (for Vacation)

Vacations are important. It doesn’t matter if you’re saving money or not. Everyone needs a break from their daily grind.

However, there are ways to take a vacation without breaking the bank. You can take a vacation on a budget or enjoy a relaxing staycation around your home.

13. Refinance

This tip on saving money will depend upon the amount of equity you have in your home or car, and the current interest rates.

However, if you have enough equity in your belongings to cover closing costs, and interest rates are good, you might be able to save serious money by refinancing.

14. Sell Unwanted Items

We all have things around our home that we no longer use. If items surrounding you are no longer in use and don’t bring you joy, why keep them?

Instead, you could sell these items and bring in extra money. This could be stashed in your savings account or put towards paying off debt.

15. Cancel Your Subscriptions

Automatic subscriptions are one of the biggest money-suckers on the market. When you can afford certain subscriptions, use them.

However, most of us have subscriptions we don’t even use. If this is the case, stop any unused monthly subscriptions to save serious money.

16. Open a Window

We’ve covered many of the basics on saving money, but one of the best ways to save money is to cut back on your electric bill.

One easy way to decrease the amount of electricity used around your home is to turn off the air conditioner and open a window. Can you think of any other ways to cut back on electricity? Try them out and see how much you save.

17. Drive Less

The price of gas keeps climbing which makes this money-saving tip even easier to use. Don’t drive around aimlessly.

Instead, be intentional about the times you drive. When you drive less, you spend less on gas. Therefore, these efforts can help save you money.

18. Eat at Home

Eating out can be delicious, but it’s also expensive. Stop wasting your money on food. If it’s a special occasion, go out to eat.

If going out to eat is something you do to avoid cooking, start learning how to cook. Otherwise, you’re going to continue eating your hard-earned money.

19. Pack Your Food

Whether you’re going to work, running errands, or planning a road trip, be sure to pack your food. Otherwise, you might be tempted to eat at a restaurant.

Again, if this is something you do occasionally, it isn’t a huge deal. However, if this is a regular habit, you’re spending a lot of money on unnecessary items.

20. No Credit Cards

Credit cards are one of the biggest debt traps out there. They encourage people to spend more money than they actually have.

Then you’re sucked into an added monthly bill and interest. Therefore, it’s best to operate on cash only and live within your means.

21. Ditch Your Debt

If you have any debt, it’s time to develop a plan to get rid of it. Debt means, in most cases, that you’re paying interest.

Plus, your monthly expenses are higher due to debt. Trim the fat by getting rid of all debt. This might be a process, depending upon how much debt you have, but it’s worth it to save money and gain financial freedom.

22. Cook from Scratch

If you go to the grocery store and buy convenience food, you’ll notice your grocery bill will be higher than if you purchase less expensive foods to cook from scratch.

Cooking from scratch tastes better and costs less. Skip the convenience in cooking because you’ll pay more.

23. Clear Your Inbox

I rarely sign up for email subscriptions because I don’t like having a cluttered inbox. However, I do have a few places I like to keep up with.

You must be careful when subscribing to anything with your email. If cute clothes and coupons are an enticement for you to spend money, delete the emails immediately.

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24. Shop for Insurance

People overpay for insurance all the time. You want to know why? It’s because we get comfortable where we are and shopping for insurance stinks.

However, it can save you quite a bit of money. Therefore, you should shop around for home, car, and renter’s insurance to be sure you’re paying the lowest rate possible.

25. Make Your Own Coffee

I mentioned this briefly before, but people spend so much money on coffee. I have my favorite coffee drink as well.

It’s difficult to adjust to making coffee at home, but it’s definitely a great way to save money. Consider making your own DIY coffee drinks to keep the flavor profile high and the prices low.

26. Free Entertainment

I didn’t realize how much free entertainment is out there until I started looking a few summers ago. If you like to read, the library is a great form of free entertainment. You can also rent movies for free at most libraries.

Many communities have a splash pad for children to play in. You should also check out your town’s social media profiles because it’s common for communities to have free concerts and movie nights as free entertainment for its residents.

This concludes the ways you can start saving money now. I know saving money is hard work. It’s also taxing mentally because it’s the opposite of what the world around us tells us to do.

Instead, we receive constant advertisements about spending money. Stop the cycle and start saving today.

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How to Save Money When You’re Already on a Budget

Are you trying to save money when you’re already on a budget?

I’ve been there, too. It can feel defeating at times because you think, “How can I possibly save any more money?”

This is where all the fun ideas come into play. You’re past the basic tips of eating at home more or driving less.

You’re someone who wants to go past saving money and enter into the world of frugality. You’re my people which is why I’m going to share some of the additional things I do to save even more money though I’m already on a budget.

Here are some new ideas for saving money:

1. DIY Bread to Save Money When You’re Already on a Budget

happy woman with rolling pin cooking at home
Photo by Andrea Piacquadio on

I know bread is inexpensive, but it can be even cheaper if you’ll make it yourself. Buy the ingredients in bulk and create a day where you make bread.

If baking bread seems like too much time and energy for you (No judgment! We all have busy seasons.) consider purchasing a bread machine. They’re easy to use and can still help you save on this kitchen staple.

2. Homemade Laundry Detergent to Save Money When You’re Already on a Budget

Laundry detergent is expensive . . . even the cheap stuff has increased their prices. Stop spending money on laundry detergent.

Instead, find a recipe that works for you. Most recipes include borax, laundry bar soap, and washing powder. You can also make DIY dryer sheets and fabric softener to save even more.

3. DIY Home Care Items

Cleaning your home is important, but it shouldn’t cost you an arm and a leg to keep a clean house. Instead, you can make many of your own cleaning products.

Vinegar is great for using as a kitchen cleaner. It should be diluted and mixed with a fresh lemon rind to provide a better scent for your home.

4. DIY Pet Food

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I wouldn’t recommend changing your pet’s food without speaking to your veterinarian first. Sometimes sudden changes in an animal’s diet can cause them to have health issues.

However, if your vet tells you how to gradually change your pet’s food, you should consider making it yourself. Then you can control the ingredients while saving money, too.

5. Pamper Yourself at Home While Saving Money When You’re Already on a Budget

There are some things I like to do because they make me feel good. For instance, having painted nails, painted toenails, and waxed eyebrows make me feel put together.

However, these things add up when you pay someone else to do them. If you’re trying to save even more money, invest in the equipment to provide these services to yourself at home.

6. Change Your Own Oil While Saving Money When You’re Already on a Budget

As our cars become fancier, and can go longer between oil changes, the price of the oil changes increase.

However, if you’re someone who can change your own oil, you can save money by doing this yourself. Don’t forget to check your tire pressure and rotate your tires as needed.

7. Watch the Electricity to Save Money When You’re Already on a Budget

There are many ways to save on your electricity, and I hope to write an article detailing these ways in the near future.

In the meantime, save money on your electric bill by turning off lights that aren’t in use, using your air conditioner and heater less, and turn off the television when not in use.

8. Stop Using Your Dryer to Save Money When You’re Already on a Budget

One of the biggest energy suckers in a home is a dryer. You can reduce your electric bill by not using your dryer when the weather is warmer.

Instead, create a clothesline to hang your clothes on. It might require a little extra work on your part, but it should save money and give you a little more physical activity.

9. DIY Home Décor

comfortable lounge with modern interior and large cozy cofa
Photo by Max Vakhtbovych on

In my younger days, I was living on a budget and trying to remodel a house as well. How did we accomplish this? We DIYed our home remodel.

We created whitewashed plywood kitchen floors. I loved them, by the way. We built our own cabinets, created our own countertops, and painted everything ourselves. Use Pinterest as your DIY guide to remodel your home while living on a budget.

10. Grow Your Own Food to Save Money When You’re Already on a Budget

Growing my own food is one of the main ways I save money. We raise a few larger gardens around our home, and we have a small greenhouse.

I use these areas to raise enough food, so we can preserve our own food. It tastes great and saves money on groceries throughout the year.

11. Buy in Bulk

Shaving money from your grocery bill is an ideal way to save even more money. Buying in bulk can help you do this.

There are some products you can buy in bulk and not need to purchase it again for months. This will help trim your grocery budget even further.

12. Quarterly Grocery Shop to Save Money When You’re Already on a Budget

This is the main way I save my family money. I take one paycheck, every three to four months, and stock our home to the brim with everything we need.

Between stockpiling and growing our own food, I can live out of our pantry for months. I still must buy dairy products once a month, but this method of grocery shopping saves our family hundreds of dollars each month.

13. Trim More of Your Budget

If you’re living on a budget, and you still need to save more, it’s time to look at the items that you like having but aren’t necessities.

One such item might be your television bill. It’s nice entertainment, but if you need the money more, you should drop the TV subscription. Look at your budget and see what other bills you can rid yourself of.

14. Buy Manager’s Specials to Save Money When You’re Already on a Budget

This last tip is great for anything you must buy. Always look for manager’s specials or items listed as “seconds.”

You can find clothes which are seconds that are half the price because of a minor issue during manufacturing. Food that isn’t bad, but will be in a few days, will be deeply reduced. You can purchase it to eat immediately or toss it in your freezer. These are a few ways to save more money on necessities.

If you’re living on a budget and feel like you need to save even more money, I understand how you’re feeling.

Saving money can be overwhelming at times. Hopefully these tips will inspire new ways for you to save even more money each month.

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How to Save Money as a Teenager

Are you trying to save money as a teenager? 

If you’re a teenager, chances are you’re on the brink of getting your first job. You might be wondering how to start off on the right foot financially.

However, if you’re the parent of a teenager, you might be looking for ways to teach your child good money habits. Either way, you’re in the right place.

I’m going to walk you through a few ways teenagers can stretch their hard earned cash while learning good money management skills.

Here are a few ways to help save money as a teenager:

1. Create a Budget to Save Money as a Teenager

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Photo by Karolina Grabowska on

The first step in saving money as a teenager, and learning responsible financial habits, is creating a budget. Even as a teenager, with minimal expenses, you still must learn how to live on what you make.

As you get older, your income will hopefully increase. Unfortunately, so will your bills. Therefore, you must learn how to manage money now.

Start by understanding how much money you make in a month, how much money you spend in a month, and start this new stage of your life living within your means.

2. Giving is Important When Learning to Save Money as a Teenager

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Saving money is important. Understanding how to manage your finances is also important. However, giving to others is important, too.

Start the habit of giving now. Whether you give 10% of your income to your church, sponsor a child, or give to another local organization, add this to your budget.

Why is giving so important? It helps to keep you humble. Pride is an ugly thing and when we feel as though we’re making plenty of money, and the world is ours, we get a little full of ourselves. Give part of your income away because money is only a tool.

It isn’t our value, and it can leave us as easily as it came. Therefore, ensure you always remain humble, help others, and give.

3. Only Use Cash to Save Money as a Teenager

One of the worst things you can do, as a teenager, is use a debit card. Why do I feel this way? When you swipe a card, it isn’t the same as looking at a wallet full of cash and watching it dwindle.

The more frequently you swipe a card, the more detached you get from how much you’re actually spending.

Therefore, I recommend using the cash envelope system. This will help you remain mindful of how much money you have to work with and how much you are spending.

4. Spend Half, Save Half

This was a helpful mentality for me when I was younger and trying to save money as a teenager. When I received a paycheck, I took it to the bank.

I’d create a budget based upon how much money I made within the last pay period. From there, I’d divide my money in half.

Half of my paycheck would go into savings while the other half was meant for entertainment, gas money, and any other expenses I had in the near future.

5. Avoid the Splurge When Saving Money as a Teenager

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When my husband was younger, his mother told him he could blow his entire first paycheck. This was a huge mistake because it instilled the wrong thought process in him from the start.

He never learned good money management skills because he had the “splurge mentality.” In reality, there’s no such thing as a splurge.

You either budget for something, or you’re blowing your money. Don’t treat yourself with gifts. It’s temporary happiness. Instead, know the things you might like to have, budget for them, and this will also help you gain wisdom.

After you work hard, save, and budget for something, it might not be as important to you as it once was.

6. Pack Your Food to Save Money as a Teenager

Eating out is not only a huge waste of money, but it’s rarely good for you. Therefore, I recommend packing your lunch.

Even if you work fast food, consider bringing food from home. This will allow you to avoid spending any money while at work.

You’ll feel better when you make healthy choices. Not to mention, if you don’t get in the habit of eating out, you won’t waste your money in this area.

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7. Choose Free 

As a teenager, there seems to be many things to do. You could go to the movies with friends, get a gym membership, and much more.

When possible, choose free forms of entertainment and exercise. Instead of going to a movie, watch a movie at home with friends.

Instead of purchasing a gym membership, go for a walk in the park or work out using YouTube videos. There are also many fun community events that are free, healthy, and entertaining. Check your town’s social media pages to see what’s happening near you.

8. Appetizers are Great 

There are occasions when friends want to get together, catch up, and go out to eat. What should you do then?

Don’t fall into the trap of ordering a full meal. Instead, drink water and order an appetizer. This is not only saving you money, but it will help you make healthier choices.

Appetizers are usually the appropriate portion for a meal. Therefore, you’re avoiding overeating while saving money.

9. Save Your Change to Save Money as a Teenager

I never did this until I was in my 20s, but I wish I had started sooner. When you use cash, don’t provide exact change.

Instead, let the cashier give you change. When you go home, place all of your coins in a container. Save them until the container is full and cash it in.

You’ll be amazed at how much your change can add up to. Even as an adult, I save my change and end up with hundreds of dollars at the end of each year.

10. Take Care of What You Have to Save Money as a Teenager

One of the easiest ways to save money is to not spend your money. The top way of avoiding spending money is taking care of what you have.

Buy a durable case for your cell phone. This could stop you from breaking yours if you accidentally drop it.

Be sure to perform regular maintenance on your vehicle, so your car will last. Be gentle on your clothing to extend their lifespan. There are many ways you can care for what you have to avoid needing new things.

11. Less Might Actually Be More 

Dave Ramsey said, “The more stuff you own, the more repair people you must know.” The amount of truth in this statement is overwhelming.

Basically, the more stuff you own, the more repairs you’re going to need done. Keep this in mind as you ponder over everything you think you need.

Maintenance is a reality when we own, and care for, our belongings. If you want less, you’ll need to pay less to maintain it. Therefore, saving yourself money.

As a teenager, it can be difficult to save money. You’re working for the first time in your life, it’s exciting to make your own money, and you want to buy everything.

Control your spending urges, practice budgeting, and make a few different choices on entertainment with friends to save money and develop good spending habits.

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Save for a Home with These 14 Tips

Do you need help figuring out how to save for a home? You’re in the right place. I’ve been a homeowner for over a decade.

I made mistakes along the way, when purchasing homes, but have learned from them. Now, I can pass on what I know to help others prepare for homeownership.

If you need tips on saving for a house, here are a few ideas to get you moving in the right direction:

1. Focus on Your Credit When Saving for a Home

black envelope with cash dollars on marble table
Photo by Karolina Grabowska on

If you’re planning on borrowing money to buy a house, your credit must be a priority. I’d like to encourage you to save as much as you can, so your amount borrowed will be minimal.

However, if you must borrow, be sure your credit score is on point. Pay off your debt, stop running your credit, and keep an eye on your credit with a free app to know where you stand before applying for a mortgage.

2. Ditch Your Debt to Save for a Home

I mentioned this briefly, but you need to ditch your debt prior to owning a home. Not only will it boost your credit score, but it’ll also make things less stressful when you own a home.

Debt is a trap. There’s no way around it. Even if you can’t pay off your car or student loans before purchasing a home, be sure your credit card debt is gone.

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3. Be Realistic When Saving for a Home

Did you know, when the market is right, there are times you might actually be able to pay cash for a house? Yes, the home will most likely need some TLC and might even be a foreclosure.

However, with the right deal and the right amount of savings, you could own a home debt free. Be realistic in what type of home you need. If you buy low, fix it up, and sell high this could be a smart move as a new homeowner.

4. Dine In More to Save for a Home

flat lay photography of three tray of foods
Photo by Ella Olsson on

You have a few tips for when you get closer to buying your home, but what about now? How do you get to a place of saving for such a large purchase? It’s all baby steps.

Do the little things like skipping the drive-thru or a meal out. Instead, eat at home as much as possible. Groceries can be less expensive than dining out. Therefore, you’re saving money for your home.

5. Go Cheap on the Entertainment

Entertainment is another area where people spend a lot of money. Find cheaper ways to entertain yourself.

Go to the library, take in a free concert, participate in free community events, or take cheaper vacations. There are many ways to be entertained and save money, too.

6. Shop for Best Rates

When you start shopping for homes, begin by shopping for the right bank. Be mindful not to let every bank pull your credit.

Instead, ask them what their interest rates are and for a ballpark of what type of credit score is needed to get those rates. If you’ve worked on your credit, you should be in the right range for the best deals.

7. Save Without Knowing It

In every relationship, there’s a spender and a saver. I’m the saver in my marriage, so I had to find ways to save money without my husband noticing it. Saving is a mental state.

Therefore, I started using apps that would round our debit charges up to the next dollar. The rounded change went into a savings account. I like Acorns, but there are many other apps that can help you save using this method.

8. Create a Budget to Save for a Home

If you’re going to save for a home, you must have a budget. Not only will it help you save, but it’ll also help you live within your means.

Start by knowing how much money you make and how much money you spend. If you need to trim some expenses, budgeting can help you figure this out. Budgets are great for treating your money like a tool because that’s exactly what it is.

9. Save Automatically

Another option to save for a home is to make saving automatic. You can do this multiple ways. One option is to tell your bank to transfer X amount of dollars from your checking account, and place it in your savings account, one time per month.

The next option is to speak with your company’s payroll department about automatically depositing a portion of your paycheck into your savings account. Both of these methods are excellent at ensuring money is being deposited into your savings account on a regular basis.

10. Put Savings Out of Reach When Saving for a Home

It doesn’t do any good to put money in your savings account if you’ll only pull it back to your checking account over the coming days and weeks.

Therefore, I recommend putting your savings in an account which isn’t linked to your checking. If you really need the money, you’ll either be forced to make a trip to the bank or wait a few days until the money can transfer between accounts. This will make you stop and think before moving money around.

11. Cash Only

Photo by Alexander Mils on

One of the best things you can do to save for a home is to stop using credit. When you aren’t using credit cards, you’re living within your means because you’re operating on cash only.

Therefore, you’re decreasing your bills, staying out of debt, and not paying interest on purchases. Do yourself a favor and stop the “swipe cycle.” Your budget and bank account will thank you for it.

12. Only Buy What You Need

Stop spending money just to spend it. I mean it when I tell you that saving money is really more of a mental state than anything else.

You must make up your mind to only purchase the things which are actually important to you or are things you need to sustain life. When you stop spending money on a whim, you can save a bundle.

13. DIY is Life When Saving for a Home

I love to DIY. I’m not the craftiest person on the planet, but I enjoy saving money. Therefore, I find cute ideas (which are within my crafting abilities) and make what I need.

My husband and I have flipped an entire house on an extremely meager budget thanks to DIY possibilities. Be mindful of your budget as you DIY projects.

14. Put Everything Extra to the House

When you’re saving for a house, you must create a plan. Step one of the plan is to create a budget. Step two of the plan is to pay off your debt. Step three of the plan is to begin saving money.

As you save money, you must take any extra money from your budget and put it in a house fund. You’ll be surprised how much you can save (and how quickly you can save!) when you put every extra penny you have into saving for one thing.

You now have fourteen different tips to help you save money for a home. Buying a home is a large purchase, and you’ll want to put a minimum of 20% down on your home to avoid mortgage insurance.

Utilize these tips to help you become a homeowner faster. Hopefully these tips will help you take control of your finances and reach your financial dreams.

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Quick Instant Pot Meals Perfect for Hectic Days

Have you made the plunge into the world of the Instant Pot? Need quick Instant Pot meals?

You’re in the right place. The Instant Pot is a time and money saver to many busy families. There are some recipes which are easier than others.

Therefore, I’m bringing you a few useful recipes, from around the internet, to help you throw together a delicious meal, in your Instant Pot, even when time is short.

Here are quick Instant Pot meals perfect for busy days or nights:

1. Easy Instant Pot Hibachi Fried Rice for a Quick Instant Pot Meal

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2. Instant Pot Bruschetta Chicken Pasta

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3. Instant Pot Butter Chicken

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4. Quick Instant Pot Meal: Instant Pot Chicken and Potatoes

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5. Instant Pot Stuffed Shells Are the Ultimate Quick Instant Pot Meal

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6. Instant Pot Easy Chili Mac

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7. Instant Pot Sausage and Potatoes for a Quick Instant Pot Meal

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8. Instant Pot Potato Corn Chowder

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9. Instant Pot Chicken Marsala

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10. 20-Minute Instant Pot Chicken Burrito Bowls

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11. Instant Pot Country Style Ribs for a Quick Instant Pot Meal

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12. Instant Pot Chicken Noodle Soup

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13. Instant Pot Spaghetti

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14. Instant Pot Stuffed Peppers

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15. Instant Pot Broccoli, Cheese, Chicken, and Rice

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16. Instant Pot Chicken Stuffing Casserole

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17. Instant Pot Broccoli Cheese Soup

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18. Healthy Instant Pot Beef Gyros

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19. Instant Pot Chicken and Mushrooms

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20. Instant Pot Charro Beans is a Quick Instant Pot Meal

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21. Instant Pot Chicken Alfredo

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22. Instant Pot Potato Soup

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23. Instant Pot French Toast

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This completes our tour of quick meals in your Instant Pot. They can be used to make a healthy lunch for meal prep, fast dinners on a busy night, and there’s even a recipe which might work for breakfast on the run.

Hopefully these recipes will inspire you to utilize your Instant Pot in a whole new way. Happy cooking! 

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Make Working from Home Easier With These 11 Tips

Work from Home Easier with these 11 Tips

Has COVID-19 put you in the position to work from home? Are you searching for ways to make working from home easier?

I’ve been working from home for six years, and it is the hardest thing I’ve ever done. I love my jobs, I love the industry I’m in, but the struggles are real when working remotely.

This is why I’ll be bringing you a few tips to make working from home easier. Here’s what you must know:

**This post may contain affiliate links. This means, in the event you make a purchase, I may receive a small commission. This will be at no extra cost to you.I am a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for me to earn fees by linking to AMAZON.COM and affiliated sites. Thank you for supporting my blog!**

1. You Need a Schedule to Make Working from Home Easier

work from home easier photo 1
Photo by Jess Bailey Designs on

Just because you work from home doesn’t mean you can lounge around all day. You still have a job to do.

It’s a good idea to create a schedule and decide what your working hours will be. Create a work routine and stick to it to make working from home easier.

2. Create Goals

work from home easier photo 2
Photo by Markus Winkler on

Every Sunday, I sit down with my calendar and a piece of paper. I look at everything I need to get done in the upcoming week.

It’s important to have goals for the week to ensure you’re moving forward when you’re not feeling motivated.

3. The Kids Must be Entertained to Make Working from Home Easier

If you’re a parent and trying to work from home, you probably have a million interruptions a day. It’s important to keep your children occupied while you work.

You can supply art projects, chores, allow them their electronics time, or hire a nanny to care for the kids while you work.

4. An Office is a Must to Make Working from Home Easier

work from home easier photo 3
Photo by bongkarn thanyakij on

If you want to make working from home easier, create an office space. This can be difficult if you don’t have a ton of room.

At our previous house, I was able to convert an extra bedroom into an office. I now live in a much smaller home, so I’ve turned a corner of my bedroom into my office space. It works, and I have ample room to get my job done.

5. Rest is Essential to Make Working from Home Easier

It may sound odd, but if you want to make working from home easier, stay rested. If you’re tired, it can make staying focused on your job extremely difficult.

This is why it’s important to make sure you’re getting enough sleep at night. It might even be a good idea to take a power nap on your lunch break to help you feel rested and focused.

6. Be Flexible to Make Working from Home Easier

If you can’t be flexible, working from home will be difficult. The reality is, when you work from home, life happens.

A package will be delivered, your dog will bark, or the kids will need something in the midst of your work schedule. Learn to smile and roll with it.

7. Work Away from Home to Make Working from Home Easier

If your home is a madhouse, you may not be able to work from home effectively. Don’t assume that because your job has allowed you to go remote that this means you must work at home.

Pack up your computer and head to a quiet place to work (if you can.) A coffee house, library, or even a quiet spot outside might make an adequate office space for you.

8. Routine Will Make Working from Home Easier

I’ve already discussed the importance of creating a work schedule, but you also must maintain a routine to make working from home easier.

If you get up, eat breakfast, start work, and end your workday at the same time, your body will become adjusted. It will be as if you were working in a traditional office setting.

9. Take Scheduled Breaks

Scheduled breaks are a must when you work from home. I usually take a break between jobs. Where I’m a freelancer, I work for multiple clients.

I make it a point to take a break between projects because my brain will start to feel like mush otherwise. Find the times when you need a mental break, schedule it into your day, and take a breather.

10. Take Advantage of What You Can Do

Working from home can be tough, but there are a ton of benefits. You no longer need to commute, you can do what you want when you take a break, and you’re always there for those in your home when they need you.

Take advantage of the benefits working-from-home provides. When you take a break, bake something. Since you’re no longer commuting, get extra sleep in the mornings. If your kids need you while you’re working, smile and be there because working from home allows you to.

11. Be Positive

It’s easy to get in a funk when you work from home. I get extremely tired sometimes because I’m constantly shifting gears.

How do I overcome these feelings? I choose to be thankful! I’m able to be at home, work part-time, and help provide for my family. 

Plus, I have a flexible schedule. That’s a blessing I don’t take for granted. Find what you’re thankful for and focus on those things when working remotely gets tough.

These are 11 tips to help you make working from home easier. Whether you’re working from home because you have a flexible job, or you’re working from home due to COVID, you can make it a positive experience.

Use some of these tips to help develop a work-from-home routine and make the best out of this wonderful opportunity. 

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Homemade Shower Cleaner Hack You Must Try

Homemade Shower Cleaner Hack

Have you struggled with finding a homemade shower cleaner that works?

Cleaning the bathroom is a part of my cleaning routine, but if I’m honest, I hate cleaning the shower.

Between soap scum build-up on the shower walls and shower curtain liner, it’s something I dread dealing with.

But it can’t be avoided because that only compounds the issue. Here’s the solution I’ve come up with to always have a clean shower.

Even better, I no longer dread cleaning my bathroom thanks to these homemade shower cleaner options.

**This post may contain affiliate links. This means, in the event you make a purchase, I may receive a small commission. This will be at no extra cost to you.I am a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for me to earn fees by linking to AMAZON.COM and affiliated sites. Thank you for supporting my blog!**

You’ll need-

·       Soap dispensing scrub brush

·       Homemade shower cleaner

1. Select Your Brush for the Homemade Shower Cleaner

Homemade Shower Cleaner photo 1

The best way to maintain a clean shower with ease is to clean it daily. It doesn’t need to be a long, drawn out process.

In fact, it can take as little as a minute or two per day, and you shouldn’t have to battle soap scum again.

To start, pick out a soap dispensing scrub brush. They’re usually found on the cleaning aisle in most grocery or big box stores.

This style of brush is typically used to wash dishes. You can get the brushes with the longer handles, but I prefer the brush that fits in the palm of my hand.

It makes for easier storage in my shower, but this is up to you.

Once you have the right brush, you’re ready to rock-and-roll!

2. Make Your Homemade Shower Cleaner

Homemade Shower Cleaner photo 2

This next step can be accomplished in a variety of ways. You can use a combination of ingredients to make an adequate homemade shower cleaner.

The first method I used was my homemade all-purpose cleaner. I filled the scrub brush with this DIY cleaner and used it regularly.

I was happy with the way it worked, but my husband hates the smell of vinegar. This is when I began working to find another acceptable homemade shower cleaner.

This led me to the next option: Dawn dish soap. I’m sure you could use another liquid dish soap, but I love Dawn. It does a great job on the dishes, so I feel confident it does an adequate job of keeping my shower clean, too.

What I’m currently using is Dr. Bronner’s castile soap. I use this soap as hand soap, shampoo, laundry detergent, and now I use it to clean my shower too.

I don’t mix anything with the soap. All you need is to pour a few drops of soap in the dispenser, add water to dilute it, and you’re ready to clean your shower.

Choose between any of these options to see which method works best for you as a homemade shower cleaner.

3. Put Your Clean Shower Method into Action

Homemade Shower Cleaner photo 3

This last step is simple. While you shower each day, take two minutes to scrub your shower walls and floor with this brush and homemade shower cleaner.

It helps keep soap scum down. I also use it to scrub the bottom of my shower curtain liner because if you have hard water it can become stained.

This way, when cleaning day rolls around, I don’t have to do much to the shower. I spray the liner with a bleach cleaning solution to keep it looking and smelling fresh.

But that’s all it takes to keep my shower clean consistently. Who knew all you needed was a dish brush, homemade shower cleaner, and two minutes out of your day?

Hopefully this tip will help you to maintain a cleaner home and bathroom on a regular basis. Be sure to add this tip to your cleaning routine to better simplify your life.

Maintaining a clean home isn’t an easy job, but with a few tips and tricks, it can be accomplished without becoming overwhelming. Happy cleaning!  

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23 Amazing Benefits of Yoga You May Not Have Known

Are you looking for great ways to relax?

Remaining calm is surprisingly one of the healthiest things you can do for your body. One way I do this is by practicing yoga every day.

If you’ve considered practicing yoga but aren’t sure of the benefits, you’re in the right place. I’ll be sharing a few reasons why yoga should become part of your daily routine.

Here are the benefits of yoga:

**This post may contain affiliate links. This means, in the event you make a purchase, I may receive a small commission. This will be at no extra cost to you.I am a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for me to earn fees by linking to AMAZON.COM and affiliated sites. Thank you for supporting my blog!**

1. Keeps Your Mind Right

Photo by Oluremi Adebayo on

When I began doing yoga, I was struggling with anxiety. My nutritionist told me to try it because it would help me to remain mindful.

This is one of the best benefits of yoga, in my opinion because when you get in tune with your body you’re more intentional about keeping your mind in a healthy place and making better choices for your body.

2. Body Cleanse

Photo by Elly Fairytale on

Yoga is all about twisting, bending, and stretching. This may sound painful at first, but it gets better over time.

All the twisting, bending, and stretching is beneficial when it comes to detoxing your body. It helps cleanse your body and in turn, makes you feel better.

3. Decreases Anxiety

Photo by Eternal Happiness on

I already mentioned I began doing yoga daily because of anxiety. In my experience, yoga works wonders on helping to relieve anxiety.

One simple move I learned deals with alternating nostrils for breath. It helps me tremendously when my stress levels begin to rise.

4. Lessens Tummy Troubles

If you have tummy troubles, you aren’t feeling well. Whether you’re struggling with occasional constipation or full-blown IBS, yoga could help with this.

The twisting, bending, and stretching of yoga can help your body get things moving internally and level things out.

5. Zzzzz

Are you struggling to get quality sleep at night? It could be because your body needs a chance to relax before you fall into bed.

Yoga is a great way to do this! Try a night-time yoga routine. It could relax your body and help to improve your sleep.

6. Great for Your Balance

Until I began practicing yoga every day, I didn’t realize how little balance I had. Yoga can help fix this.

Some of the poses focus on balance. As you become older, maintaining your balance is important. It’s a great idea to work on it while you still can.

7. Trains Your Mind

We know at this point yoga can help to decrease anxiety and make you more mindful of your body. It can also help train your mind.

I’ve learned much of dealing with anxiety is training your brain to move in one direction instead of bouncing around. Yoga can help improve your focus and mental clarity.

8. Be a Pretzel

I didn’t realize how stiff I had allowed my body to become until I began doing yoga. In the beginning, it was tough for me to even touch my toes.

It’s amazing how much more limber I am since I practice yoga every day. If you’d like to improve your flexibility, yoga could be a good way of doing this.

9. Great for Your Muscles

Lifting weights is good for many people, but you can tone your muscles in other ways too. One way is by practicing yoga.

Yoga uses your own body strength in many poses. This can make you stronger and provide more definition to your muscles.

Need a yoga mat? Check this one out! 

10. Natural Energy Drink

Are you lacking energy? There are many natural ways to boost your energy levels. One of these ways is by practicing yoga regularly.

When you begin moving and stretching your body it’s as if it awakens everything within you. The next time you’re low on energy, take a few moments to do a couple of yoga poses.

11. Watch the Scale Go Down

Many people don’t realize how beneficial yoga is because it’s usually low-impact. In many people’s minds this makes it not worth their time.

In fact, yoga can help you lose weight. There are different types of yoga (some are more strenuous.) Plus, yoga makes you more mindful which should help you to make healthier lifestyle choices.

12. Healthy Heart

We all know how important our heart health is to our overall health. If the heart stops working, it doesn’t matter how toned your muscles are because your body can’t survive without this organ.

Yoga can help improve your heart health. Though some forms of yoga aren’t excessively strenuous, it can still help strengthen this vital muscle.

13. Less Boo-boos

When your body is more flexible, you’re less likely to get hurt. This is another benefit of practicing yoga on a regular basis.

By stretching your body, you’re lessening your chance of becoming injured when you’re doing more strenuous exercise or playing a sport.

14. Stand Up

This is one benefit of yoga I wasn’t expecting until I began noticing it on my own. When you do yoga, there’s a great deal of focus on posture.

You’ll notice over time, your posture may improve. In my own situation, when I slouch now, it makes my muscles ache which encourages me to stand up straight.

15. No More Achy Muscles

This is a big benefit which keeps me coming back to my yoga mat on the daily. When I don’t do yoga now, my body hurts.

If you suffer from achy muscles, do some yoga. It’s great at stretching out those sore muscles and relieving some of the pain their stiffness can cause.

16. Good for Your Joints

Do you have achy joints? You guessed it. Yoga can help with joint health as well. If you suffer from issues with your joints, try adding yoga to your daily routine.

It could improve your joint health, lessen your pain, and improve your quality of life.

17. Works Wonders on Your Spine

This is another benefit of yoga I wasn’t expecting (nor did I realize I needed.) Your spine carries a ton of pressure.

By bending and stretching it out regularly, it’s amazing how much better you’ll feel. If I don’t stretch my spine daily, I notice the difference immediately.

18. Osteoporosis Prevention

Many people have osteoporosis in their family. It’s a huge concern to them because they want to remain as healthy as possible.

Yoga can help in fighting osteoporosis. When you’re stretching, you’re putting weight on your bones. This helps to strengthen them.

19. Gets the Blood Pumpin’

Did you know blood flow is a key in remaining healthy? We need the blood flowing through our body to keep our organs healthy and to allow our bodies to repair any damaged parts.

Yoga is great at getting the blood to flow throughout our bodies. This makes you feel better and helps to maintain good health.

20. Boosts Your Immune Health

I’m a big believer in taking care of the immune system. It’s our first line of defense when it comes to illness.

This is another benefit of yoga. It removes toxins from our bodies, makes our blood flow, and all of this helps to optimize our immune systems.

21. Lowers Blood Pressure

Do you struggle with high blood pressure? One way to naturally reduce your blood pressure is by practicing yoga.

Be sure to still follow your doctor’s orders and take any medication prescribed to you, but yoga could be something you do in addition to these other things.

22. Cortisol Levels Improve

If you’ve ever heard of adrenal fatigue, you know it can be a difficult diagnosis to deal with. Basically, our adrenal systems can get bogged down.

This makes us feel bad. Yoga helps to reduce our cortisol levels which is great for our adrenal health.

23. Decreases Blood Sugar

Balancing blood sugar is something most of us must consider on a daily basis, but it can be challenging at times.

Yoga is great at helping to keep your body in balance. One way it does this is to decrease your blood sugar levels.

You now have 23 different benefits of practicing yoga. Be sure to speak with your doctor before starting any new fitness routine.

But if you and your doctor agree the benefits of yoga are something you need (and you can safely practice yoga) there’s a lot to be gained.

Good luck to you on your new journey to fitness. 

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